There are certain debts which are always non-dischargeable in a bankruptcy proceeding: alimony/child support, student loans, and government fines among them.
Although not common, there are some cases in which a creditor will file a suit known as an adversary proceeding, alleging that certain other debts are non-dischargeable because they were caused by the debtor’s fraud, dishonesty, embezzlement, larceny, or willful and malicious conduct.
Chances are that the creditor who files such a proceeding against you is somebody who has a personal beef with you. That’s when this often happens…
We will defend you against a non-dischargeability action. Call us to schedule an initial consultation to discuss the possibility of a bankruptcy proceeding.