Discharge refers to the elimination of debts in a Chapter 7 bankruptcy. In most cases, when an individual in New York files for Chapter 7 bankruptcy, the process is fairly straightforward.
Although not commonplace, there are some cases in which the Chapter 7 trustee, or a creditor, can file an objection to discharge, alleging that the debtor hid or destroyed assets, falsified records, or made false statements.
Our attorneys are experienced in defending clients against objections to discharge filed by creditors or trustees. We believe that the people we represent deserve a fresh financial start. The majority of consumer bankruptcy proceedings will not involve a legal action being taken by a creditor or trustee. But if this happens, we at Bailyn Law will fight for you.